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فَعُدْتُ إلى حكمِ الزّمانِ وَحكمِها، لَهَا الذّنْبُ لا تُجْزَى به وَليَ العُذْرُ
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Loans in danger amount = excellent $ price of delinquent shelling out again financial loans / outstanding $ value of all paying back financial loans
Field Associates often work with borrowers with time to assist them Construct credit and increase their companies. To be able to allow it to be a lot easier for partners to write-up financial loans for borrowers who happen to be detailed on Kiva right before, we enable some associates the opportunity to relist a loan while not having to re-enter the entire borrower's data.
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For companion financial loans, borrowers apply to a neighborhood Discipline Husband or wife, which manages the mortgage on the bottom. Area Associates are chargeable for screening borrowers, disbursing financial loans, putting up borrowers to your Kiva Internet site for funding, gathering repayments and usually administering Kiva financial loans on the bottom to borrowers.
وَما كانَ للأحزَانِ، لَوْلاكِ، مَسلَكٌ إلى القلبِ؛ لكنَّ الهوى للبلى جسرُ
The loans at risk amount refers to The share of Kiva financial loans staying paid out back again by this Discipline Companion which have been past owing in repayment by at the very least 1 day. This delinquency could be because of either non-payment by Kiva borrowers or non-payment by the Field Companion alone.
Kiva defines a associate's delinquency (arrears) fee as the quantity of late payments divided by the overall remarkable principal harmony Kiva has with the Field Companion. Arrears can result from late repayments from Kiva borrowers and delayed payments from the Field Companion.
Direct financial loans also do not receive a formal danger ranking. As a substitute, these financial loans are permitted by means of “social underwriting”, where trustworthiness is determined by mates & household lending a percentage of the bank loan ask for, or by a Kiva authorized Trustee vouching with the borrower.
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Rather, Trustees go ahead and take job of providing assistance and business enterprise advice to their borrowers all over the time period of your mortgage.
فقالتْ: " لقد أزرى بكَ الدهرُ بعدنا! فقلتُ: "معاذَ اللهِ! بلْ أنت لاِ الدهرُ،
علاقمندان به آثار شاعران اصیل ایرانی از جمله شمس , مولوی , حافظ , عراقی ... و علاقمندان به مطالعه و اقتباس شعر نو از اشعار و آثار شعرا شهیر ایران زمین